Credit Card Generator

Updated: Mar 19, 2019

This tool allows you to generate fake credit card numbers along with CVV and name. You can select how many random credit card numbers you want to generate (max 100).
Settings



What is a Credit Card?

A credit card is a type of payment card that is used by a person to make purchases, pay bills, etc. Credit Cards can be used online on websites, mobile phones or physically in department stores, hotels, airports, etc.

How do Credit Cards work?

Credit cards have a spending limit called the Credit Limit. This is how much you can borrow from the credit card issuer and spend on purchases. A bill is generated at the end of the billing period. The bill must be paid with real money within a stipulated time period, called the credit period. Credit card issuers such as banks impose hefty fines when people fail to pay the due amount. This is one way the card issuer makes money out of credit cards. The other being a commission that the merchant pays on each transaction (generally 2%).

Credit Card Issuers

Visa & Mastercard are the two leading credit card issuers. The others being, American Express (or AMEX), Diners Club, Discover, etc.

Major Industry Identifier (MII)

The first digit of the credit card represents the category or industry the credit card issuer belongs to. Given below is a list of all MIIs.

MII Digit ValueCategory of Issuer
0ISO/TC 68 and other industry assignments
1Airlines
2Airlines and other industry assignments
3Travel & Entertainment
4Banking & Financial
5Banking & Financial
6Merchandising & Finance
7Petroleum
8Telecommunications and other industry assignments
9National Assignment

Issuer Identification Number (IIN)

The first six digits of payment cards are governed by the financial institution that issues the credit card. Conversely, this IIN can be used to identify the type of the card. The table given below shows well known allocations for IINs.

Credit Card IssuerStarts With (IIN Ranges)Length (No. of digits)
American Express34, 3715
Diners Club - Carte Blanche300, 301, 302, 303, 304, 30514
Diners Club - International3614
Diners Club - USA & Canada5416
Discover6011, 622126 - 622925, 644, 645, 646, 647, 648, 649, 6516-19
InstaPayment637, 638, 63916
JCB3528 - 358916-19
Maestro5018, 5020, 5038, 5893, 6304, 6759, 6761, 6762, 676316-19
MasterCard51, 52, 53, 54, 55, 222100 - 27209916
Visa413,16,19
Visa Electron4026, 417500, 4508, 4844, 4913, 491716

Account Number

Digits seven to the second last of the credit card number denotes the account number for the card. The account number can be a maximum of 12 digits (depending on the length of the credit card number).

Check Digit

The last digit of the Credit Card is called it's check digit. It is calculated using Luhn Algorithm.

Settings Explained

  • 1. How Many

    The number of credit cards to generate. You can generate a maximum of 100.

  • 2. Card Types

    The type(s) of credit cards to generate

  • 3. Output Format

    The format of the output

 

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History

Mar 19, 2019
JSON output support
Mar 18, 2019
Ability to select card types
Mar 17, 2019
Tool Launched