# Loan to Deposit Ratio Calculator

Loan to Deposit Ratio Calculator is a tool that computes Loan to Deposit Ratio by dividing the total amount of loans granted by a bank over a time period by the total value of deposits received by same over the same period

Loan To Deposit Ratio:
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Background Information

What does Loan to Deposit Ratio mean?
The Loan to Deposit Ratio assesses a bank's liquidity. It compares a bank's total loans to its total deposits for the same period. This number is generally expressed as a percentage.
Formula

Loan to Deposit Ratio = Loans / Deposits

Example

Loan to Deposit Ratios of some major US banks:-

In \$ BillionsLoans OutstandingTotal DepositsLoan-to-Deposit Ratio
Citigroup62891669%
Bank of America882131067%
JPMorgan787137857%