# PVIF Calculator

Oct 24, 2018

PVIF Calculator is an online tool used to calculate PVIF or Present Value Interest Factor of a single dollar, rupee, etc. PVIF is used to determine the future discounted rate of a selected value as well as the current value of a particular series for a set number of periods. Checkout the PV Table below which shows PVIFs for rates from 0.25% to 20% and periods from 1 to 50.

PVIF:
..

What does PVIF mean?
This present value factor provides a simple evaluation to determine the present value dollar amount of a sum of money to be received in future.

Formula

PVIF = 1 / (1 + r / 100) ^ n

Where:-

• r = interest rate per period
• n = number of period
Example

Suppose we want to calculate the PVIF for 12 periods with an interest rate of 10%. Using the above formula:-

• 1 / (1 + r / 100) ^ n
• 1 / (1 + 10 / 100) ^ 12
• 1 / (1 + 0.1) ^ 12
• 1 / 1.1 ^ 12
• 0.9091 ^ 12
• PVIF = 0.3186

## PVIF Table

PVIF can also be calculated using the present value table given below:-

Period0.25%0.5%0.75%1%
10.99750.9950.99260.9901
20.9950.99010.98520.9803
30.99250.98510.97780.9706
40.99010.98020.97060.961
50.98760.97540.96330.9515
60.98510.97050.95620.942
70.98270.96570.9490.9327
80.98020.96090.9420.9235
90.97780.95610.9350.9143
100.97530.95130.9280.9053
110.97290.94660.92110.8963
120.97050.94190.91420.8874
130.96810.93720.90740.8787
140.96560.93260.90070.87
150.96320.92790.8940.8613
160.96080.92330.88730.8528
170.95840.91870.88070.8444
180.95610.91410.87420.836
190.95370.90960.86760.8277
200.95130.90510.86120.8195
210.94890.90060.85480.8114
220.94660.89610.84840.8034
230.94420.89160.84210.7954
240.94180.88720.83580.7876
250.93950.88280.82960.7798
260.93710.87840.82340.772
270.93480.8740.81730.7644
280.93250.86970.81120.7568
290.93010.86530.80520.7493
300.92780.8610.79920.7419
310.92550.85670.79320.7346
320.92320.85250.78730.7273
330.92090.84820.78150.7201
340.91860.8440.77570.713
350.91630.83980.76990.7059
360.9140.83560.76410.6989
370.91180.83150.75850.692
380.90950.82740.75280.6852
390.90720.82320.74720.6784
400.9050.81910.74160.6717
410.90270.81510.73610.665
420.90040.8110.73060.6584
430.89820.8070.72520.6519
440.8960.8030.71980.6454
450.89370.7990.71450.6391
460.89150.7950.70910.6327
470.88930.7910.70390.6265
480.88710.78710.69860.6203
490.88480.78320.69340.6141
500.88260.77930.68830.608
Period1.5%2%2.5%3%
10.98520.98040.97560.9709
20.97070.96120.95180.9426
30.95630.94230.92860.9151
40.94220.92380.9060.8885
50.92830.90570.88390.8626
60.91450.8880.86230.8375
70.9010.87060.84130.8131
80.88770.85350.82070.7894
90.87460.83680.80070.7664
100.86170.82030.78120.7441
110.84890.80430.76210.7224
120.83640.78850.74360.7014
130.8240.7730.72540.681
140.81180.75790.70770.6611
150.79990.7430.69050.6419
160.7880.72840.67360.6232
170.77640.71420.65720.605
180.76490.70020.64120.5874
190.75360.68640.62550.5703
200.74250.6730.61030.5537
210.73150.65980.59540.5375
220.72070.64680.58090.5219
230.710.63420.56670.5067
240.69950.62170.55290.4919
250.68920.60950.53940.4776
260.6790.59760.52620.4637
270.6690.58590.51340.4502
280.65910.57440.50090.4371
290.64940.56310.48870.4243
300.63980.55210.47670.412
310.63030.54120.46510.4
320.6210.53060.45380.3883
330.61180.52020.44270.377
340.60280.510.43190.366
350.59390.50.42140.3554
360.58510.49020.41110.345
370.57640.48060.40110.335
380.56790.47120.39130.3252
390.55950.46190.38170.3158
400.55130.45290.37240.3066
410.54310.4440.36330.2976
420.53510.43530.35450.289
430.52720.42680.34580.2805
440.51940.41840.33740.2724
450.51170.41020.32920.2644
460.50420.40220.32110.2567
470.49670.39430.31330.2493
480.48940.38650.30570.242
490.48210.3790.29820.235
500.4750.37150.29090.2281
Period3.5%4%4.5%5%
10.96620.96150.95690.9524
20.93350.92460.91570.907
30.90190.8890.87630.8638
40.87140.85480.83860.8227
50.8420.82190.80250.7835
60.81350.79030.76790.7462
70.7860.75990.73480.7107
80.75940.73070.70320.6768
90.73370.70260.67290.6446
100.70890.67560.64390.6139
110.68490.64960.61620.5847
120.66180.62460.58970.5568
130.63940.60060.56430.5303
140.61780.57750.540.5051
150.59690.55530.51670.481
160.57670.53390.49450.4581
170.55720.51340.47320.4363
180.53840.49360.45280.4155
190.52020.47460.43330.3957
200.50260.45640.41460.3769
210.48560.43880.39680.3589
220.46920.4220.37970.3418
230.45330.40570.36340.3256
240.4380.39010.34770.3101
250.42310.37510.33270.2953
260.40880.36070.31840.2812
270.3950.34680.30470.2678
280.38170.33350.29160.2551
290.36870.32070.2790.2429
300.35630.30830.2670.2314
310.34420.29650.25550.2204
320.33260.28510.24450.2099
330.32130.27410.2340.1999
340.31050.26360.22390.1904
350.30.25340.21430.1813
360.28980.24370.2050.1727
370.280.23430.19620.1644
380.27060.22530.18780.1566
390.26140.21660.17970.1491
400.25260.20830.17190.142
410.2440.20030.16450.1353
420.23580.19260.15740.1288
430.22780.18520.15070.1227
440.22010.1780.14420.1169
450.21270.17120.1380.1113
460.20550.16460.1320.106
470.19850.15830.12630.1009
480.19180.15220.12090.0961
490.18530.14630.11570.0916
500.17910.14070.11070.0872
Period5.5%6%6.5%7%
10.94790.94340.9390.9346
20.89850.890.88170.8734
30.85160.83960.82780.8163
40.80720.79210.77730.7629
50.76510.74730.72990.713
60.72520.7050.68530.6663
70.68740.66510.64350.6227
80.65160.62740.60420.582
90.61760.59190.56740.5439
100.58540.55840.53270.5083
110.55490.52680.50020.4751
120.5260.4970.46970.444
130.49860.46880.4410.415
140.47260.44230.41410.3878
150.44790.41730.38880.3624
160.42460.39360.36510.3387
170.40240.37140.34280.3166
180.38150.35030.32190.2959
190.36160.33050.30220.2765
200.34270.31180.28380.2584
210.32490.29420.26650.2415
220.30790.27750.25020.2257
230.29190.26180.23490.2109
240.27670.2470.22060.1971
250.26220.2330.20710.1842
260.24860.21980.19450.1722
270.23560.20740.18260.1609
280.22330.19560.17150.1504
290.21170.18460.1610.1406
300.20060.17410.15120.1314
310.19020.16430.1420.1228
320.18030.1550.13330.1147
330.17090.14620.12520.1072
340.1620.13790.11750.1002
350.15350.13010.11030.0937
360.14550.12270.10360.0875
370.13790.11580.09730.0818
380.13070.10920.09140.0765
390.12390.10310.08580.0715
400.11750.09720.08050.0668
410.11130.09170.07560.0624
420.10550.08650.0710.0583
430.10.08160.06670.0545
440.09480.0770.06260.0509
450.08990.07270.05880.0476
460.08520.06850.05520.0445
470.08070.06470.05180.0416
480.07650.0610.04870.0389
490.07250.05750.04570.0363
500.06880.05430.04290.0339
Period7.5%8%8.5%9%
10.93020.92590.92170.9174
20.86530.85730.84950.8417
30.8050.79380.78290.7722
40.74880.7350.72160.7084
50.69660.68060.6650.6499
60.6480.63020.61290.5963
70.60280.58350.56490.547
80.56070.54030.52070.5019
90.52160.50020.47990.4604
100.48520.46320.44230.4224
110.45130.42890.40760.3875
120.41990.39710.37570.3555
130.39060.36770.34630.3262
140.36330.34050.31910.2992
150.3380.31520.29410.2745
160.31440.29190.27110.2519
170.29250.27030.24990.2311
180.2720.25020.23030.212
190.25310.23170.21220.1945
200.23540.21450.19560.1784
210.2190.19870.18030.1637
220.20370.18390.16620.1502
230.18950.17030.15310.1378
240.17630.15770.14120.1264
250.1640.1460.13010.116
260.15250.13520.11990.1064
270.14190.12520.11050.0976
280.1320.11590.10190.0895
290.12280.10730.09390.0822
300.11420.09940.08650.0754
310.10630.0920.07970.0691
320.09880.08520.07350.0634
330.09190.07890.06770.0582
340.08550.0730.06240.0534
350.07960.06760.05750.049
360.0740.06260.0530.0449
370.06880.0580.04890.0412
380.0640.05370.0450.0378
390.05960.04970.04150.0347
400.05540.0460.03830.0318
410.05160.04260.03530.0292
420.0480.03950.03250.0268
430.04460.03650.030.0246
440.04150.03380.02760.0226
450.03860.03130.02540.0207
460.03590.0290.02350.019
470.03340.02690.02160.0174
480.03110.02490.01990.016
490.02890.0230.01840.0147
500.02690.02130.01690.0134
Period9.5%10%11%12%
10.91320.90910.90090.8929
20.8340.82640.81160.7972
30.76170.75130.73120.7118
40.69560.6830.65870.6355
50.63520.62090.59350.5674
60.58010.56450.53460.5066
70.52980.51320.48170.4523
80.48380.46650.43390.4039
90.44180.42410.39090.3606
100.40350.38550.35220.322
110.36850.35050.31730.2875
120.33650.31860.28580.2567
130.30730.28970.25750.2292
140.28070.26330.2320.2046
150.25630.23940.2090.1827
160.23410.21760.18830.1631
170.21380.19780.16960.1456
180.19520.17990.15280.13
190.17830.16350.13770.1161
200.16280.14860.1240.1037
210.14870.13510.11170.0926
220.13580.12280.10070.0826
230.1240.11170.09070.0738
240.11330.10150.08170.0659
250.10340.09230.07360.0588
260.09450.08390.06630.0525
270.08630.07630.05970.0469
280.07880.06930.05380.0419
290.07190.0630.04850.0374
300.06570.05730.04370.0334
310.060.05210.03940.0298
320.05480.04740.03550.0266
330.050.04310.03190.0238
340.04570.03910.02880.0212
350.04170.03560.02590.0189
360.03810.03230.02340.0169
370.03480.02940.0210.0151
380.03180.02670.0190.0135
390.0290.02430.01710.012
400.02650.02210.01540.0107
410.02420.02010.01390.0096
420.02210.01830.01250.0086
430.02020.01660.01120.0076
440.01840.01510.01010.0068
450.01680.01370.00910.0061
460.01540.01250.00820.0054
470.0140.01130.00740.0049
480.01280.01030.00670.0043
490.01170.00940.0060.0039
500.01070.00850.00540.0035
Period13%14%15%16%
10.8850.87720.86960.8621
20.78310.76950.75610.7432
30.69310.6750.65750.6407
40.61330.59210.57180.5523
50.54280.51940.49720.4761
60.48030.45560.43230.4104
70.42510.39960.37590.3538
80.37620.35060.32690.305
90.33290.30750.28430.263
100.29460.26970.24720.2267
110.26070.23660.21490.1954
120.23070.20760.18690.1685
130.20420.18210.16250.1452
140.18070.15970.14130.1252
150.15990.14010.12290.1079
160.14150.12290.10690.093
170.12520.10780.09290.0802
180.11080.09460.08080.0691
190.09810.08290.07030.0596
200.08680.07280.06110.0514
210.07680.06380.05310.0443
220.0680.0560.04620.0382
230.06010.04910.04020.0329
240.05320.04310.03490.0284
250.04710.03780.03040.0245
260.04170.03310.02640.0211
270.03690.02910.0230.0182
280.03260.02550.020.0157
290.02890.02240.01740.0135
300.02560.01960.01510.0116
310.02260.01720.01310.01
320.020.01510.01140.0087
330.01770.01320.00990.0075
340.01570.01160.00860.0064
350.01390.01020.00750.0055
360.01230.00890.00650.0048
370.01090.00780.00570.0041
380.00960.00690.00490.0036
390.00850.0060.00430.0031
400.00750.00530.00370.0026
410.00670.00460.00320.0023
420.00590.00410.00280.002
430.00520.00360.00250.0017
440.00460.00310.00210.0015
450.00410.00270.00190.0013
460.00360.00240.00160.0011
470.00320.00210.00140.0009
480.00280.00190.00120.0008
490.00250.00160.00110.0007
500.00220.00140.00090.0006
Period17%18%19%20%
10.85470.84750.84030.8333
20.73050.71820.70620.6944
30.62440.60860.59340.5787
40.53370.51580.49870.4823
50.45610.43710.4190.4019
60.38980.37040.35210.3349
70.33320.31390.29590.2791
80.28480.2660.24870.2326
90.24340.22550.2090.1938
100.2080.19110.17560.1615
110.17780.16190.14760.1346
120.1520.13720.1240.1122
130.12990.11630.10420.0935
140.1110.09850.08760.0779
150.09490.08350.07360.0649
160.08110.07080.06180.0541
170.06930.060.0520.0451
180.05920.05080.04370.0376
190.05060.04310.03670.0313
200.04330.03650.03080.0261
210.0370.03090.02590.0217
220.03160.02620.02180.0181
230.0270.02220.01830.0151
240.02310.01880.01540.0126
250.01970.0160.01290.0105
260.01690.01350.01090.0087
270.01440.01150.00910.0073
280.01230.00970.00770.0061
290.01050.00820.00640.0051
300.0090.0070.00540.0042
310.00770.00590.00460.0035
320.00660.0050.00380.0029
330.00560.00420.00320.0024
340.00480.00360.00270.002
350.00410.0030.00230.0017
360.00350.00260.00190.0014
370.0030.00220.00160.0012
380.00260.00190.00130.001
390.00220.00160.00110.0008
400.00190.00130.0010.0007
410.00160.00110.00080.0006
420.00140.0010.00070.0005
430.00120.00080.00060.0004
440.0010.00070.00050.0003
450.00090.00060.00040.0003
460.00070.00050.00030.0002
470.00060.00040.00030.0002
480.00050.00040.00020.0002
490.00050.00030.00020.0001
500.00040.00030.00020.0001